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FAQs

What are the eligibility criteria at One Hour Payday Loans?
If you are an Australian citizen who is 18 or above and have a regular income source every month, you are likely to be eligible for our loan deals. Also, it is mandatory that you hold an account in any bank.

I have bad credit history - can I still be approved?
Yes, you will still qualify for our deals even if you are bankrupt or possess a bad credit profile. We do not consider your credit status as a true reflection of your financial situation.

I do not own a debit card - am I still eligible?
Yes, it is not important that you own a debit card attached to your bank account. However, it is advisable for you to ask us for further clarification, if any.

How do I apply for your deals like 1 hour loans and fast cash loans?
To apply, you just need to fill up the simple online loan application form with required data. We will process it fast and will get back to you in no time.

How much time does it take to receive the loan amount?
We will see to it that the funds are immediately transferred to your account. You will be able to lay your hands on the required amount, within hours of applying with us.

How will I get the cash?
The required cash will reach your bank account straight. You can ask us to remit the amount into any bank account of your choice.

What if I have issues with repaying the loan amount?
It is quite natural for people to go through tough times. If you happen to encounter any such situation after borrowing the loan amount, please let us know about it at the earliest. We will try to iron out the issue together.

When can I apply?
You can apply with us anytime. We are open for deals round the clock.

What if I need clarifications regarding rates, terms and conditions?
You can ask us straight away! You just need to fill up the simple form that we have provided in the Contact Us page and we will promptly get back you with required clarifications.

I am living with my parents. Will that cause trouble in my way of getting quick money?
Not at all! Whether you live with your parents or in a separate house is not our concern. In both cases, you will be eligible for our deals.

Representative APR Example
You Borrow —$5000 You Pay —$5,680.30 Representative APR 29.15% (Variable)